On The Dawn Of October 16Th, 1962, Began A 13-Day Standoff

On the dawn of October 16th, 1962, began a 13-day standoff that would be formally known to the western world as the Cuban Missile Crisis. Growing tensions between the United States and the Union of Soviet Socialist Republics (USSR) resulted in the closest the world has ever been to all-out nuclear war. This essay will talk about the initial weaponization of nuclear power, the events that led up to the missile crisis, the thirteen days the missile crisis took place and the measures taken to stop nuclear war. On August 6th, 1945, the world got their first look at the sheer power and destruction atomic weapons were capable of. Los Alamos, New Mexico was the birthplace of the atomic bomb with Robert Oppenheimer as its father. The secretive†¦show more content†¦Ã¢â‚¬Å"The United States countered Soviet expansion and propaganda with a policy of containment, initially with the Truman Doctrine of aid to Greece and Turkey in 1947, the Marshall Plan (1948) for Europe’s economic reconstruction the airlift (1948-49) to the blockaded city of Berlin, and the creation of the North Atlantic Treaty Organization (NATO) in 1949† (Nogee, 2005) When things began to escalate, they escalated quickly, convinced the Soviet Union was the new worlds threat the United States deployed Jupiter Missiles to Italy in April 1960 within striking distance of Moscow. On May 1st, 1960, Francis Gary Powers is shot down by a Soviet ‘Surface To Air Missile’ (SAM) while flying high above Russia and captured by Soviet forces. Powers was working for the CIA flying a U2 spy plane. This incident will later be known as the U2 incident. Furthermore, this ended up resulting in the cancelation of a scheduled meeting between Eisenhower and Khrushchev that could have prevented the Cuban Missile Crisis. Powers was traded for two years later. After the U-2 incident the Bay Of Pigs Invasion begins on April 7th, 1961, when CIA backed rebels attempt to overthrow Fidel Castro and his government in Cuba. The invasion failed miserably and the United States is left looking like the enemy. The failed Pay Of Pigs Invasion resulted in a communist backed Cuba and provided the framework toShow MoreRelatedOn The Dawn Of October 16Th 1962 Began A 13 Day Standoff1196 Words   |  5 PagesOn the dawn of October 16th 1962 began a 13 day standoff that would be formally known to the western world as the Cuban Missile Crisis. Growing tensions between the United States and the Union of Soviet Socialist Republics (USSR) resulted in the closest the world has ever been to all-out nuclear war. This essay will talk about the initial weaponization of nuclear power, the events that led up to the missile crisis, the thirteen days the missile crisis took place and the measures taken to stop nuclear

The Patient Protection And Affordable Care Act - 2030 Words

In 2011, the Agency for Healthcare Research and Quality recorded that Americans made nearly 40 million hospital stays (Pfuntner). Each of these stays in each of the 4,000 hospitals and medical centers across the nation produced, at the very least, one medical record. Every healthcare provider needs to process and maintain these records with haste and accuracy. Failure to do so can result in a multitude of repercussions, ranging from the mistreatment of patients to errors in reporting to insurance that create a cycle of rising costs for both patients and healthcare providers. ERP systems, or Electronic Medical Records system as it has come to be known in the healthcare industry aim to serve a field with an exponentially growing need for†¦show more content†¦Increased volume is not the only concern stemming from the bill when implanting ERP; employers, individuals, and healthcare providers must now maintain more detailed patient records to ensure that patients qualify for cove rage. Implementing an ERP system is a huge undertaking, and failure is not only a possibility, but fairly likely. The Government Accountability Office reported in 2008 that almost half of the US government’s IT projects had to be revamped because of funding issues or change of project scope, and half of those projects needed restructuring twice or more (GAO). One of the more recent projects responsible for headaches was heavily scrutinized in the public eye from day one. In October 2013, the US government launched HealthCare.gov, a health insurance exchange website operating under the parameters set by the Affordable Care Act that was designed to assist American citizens in enrolling in health insurance plans provided by third party carriers or Medicaid. Almost immediately after launch, the website’s data center, managed by Verizon, suffered an equipment failure, causing the site to go down completely for at least a day. Stress tests were not completed until the day prior to launch, and the mind numbingly long loading times

Compare and Contrast the two stories of Creation that begin Genesis Free Essay Example, 1500 words

In the first Genesis story, as reported in the Norton Anthology of Western Literature, the story goes; from a desolate wilderness, God creates the heaven and the earth. Day one the light is separated from the darkness; the light is called day, and the darkness is called night. Day two God creates the heaven, and separates it from the earth. Also the water and dry land are detached from each other. Day three creatures are created on the earth. Day four the moon and the sun are created, the moon and stars to rule the night and the sun to rule the day. Day five God creates living creatures in the sea on land and in the air. On day six God creates his master piece, he makes man, in his own image. On the seventh day, God ceases from all his work, He blesses and hollows the seventh day. The first story ends, and there is no report that explains the introduction of woman into this creation. It seems that the insertion of women in this story is unimportant. We will write a custom essay sam ple on Compare and Contrast the two stories of Creation that begin Genesis or any topic specifically for you Only $17.96 $11.86/pageorder now All that is said about her is, God creates male and female, blesses them, and bids them to be fruitful and multiply. This story has adopted the general conception of the age, women are position and not worth mentioning. In this creation, as in most myths, women are mentioned when they have become major problems, or they are the cause of the trouble. The details of the second do not give a day by day account of the creation like the first narrative. It also differs in its chronological order. Man is created first in this account. The narration does not truly honor Gods omnipotence, the account is quick and to the point. Dr. Robert Bishop says in his article, â€Å"Recovering the Doctrine of creation: A Theological View of Science, † â€Å"God’s action in creation is mediated through divine command. This form of mediated action is probably the most familiar to us as we see God issuing commands in Genesis 1 and the responses to those divine commands by creation† This second story does not give a day by day account like the first creation story. It begins with the creation of man from the soil of a barren waste land, and having life breathe into him like the first story. The story differs again as this man is placed in a beautiful garden east of Eden. This garden has everything that man would need; fruits of all kind, and lush vegetation. Man is is charged not to eat of the fruit of the tree of good and evil. After the creation of man, God creates all the creatures of the earth, air, and sea, including beasts.

What Is Best Interest Of Our Shareholders Or A Sense Of...

In today’s business world many people would suggest that we do what is in the best interest of our shareholders or for some company’s their stakeholders. Or that we should look out for what is best interest of the company. In the former example the company would take a more utilitarian stance, and in the latter a stance of egoism. What about good will, a sense of duty or universal rules that guide business decisions? The 18th century philosopher Immanuel Kant would suggest that these be the only thing that should play a factor when making any decisions, including those made in business. Kant’s theory took a nonconsequentialist viewpoint, in that we should not make decisions based on the consequences of our actions. Our actions should be based the will of goodness, or what Kant would describe as goodwill. When we act with a sense of good will, we act with a sense of duty. Whether or not we act with a sense of duty dictates if we have moral worth (Shaw Barry, 2016). People often confuse altruism with having moral worth and autonomy, but people who act altruistically sometimes act out of their own self-interest (guilt, reputation) and therefore do not have moral worth. If I become an organ donor because I will receive Cavs Finals tickets, then this would resemble heteronomy, or performing an action for my own reward (Kondik). In Kant’s philosophy he discusses three imperatives which include: the categorical, hypothetical and practical imperatives. In Kant’s categoricalShow MoreRelatedRole Of The Irs Moving Forward1142 Words   |  5 Pagesguilty. Assistant Attorney General Peter Kadzik noted, â€Å"Our investigation uncovered substantial evidence of mismanagement, poor judgment and institutional inertia, leading to the belief by many tax-exempt applicants that the IRS targeted them based on their political viewpoints. But poor management is not a crime.† From the results of this investigation it may seem like nothing was gained, but this has been going on for nearly a century. What we do have now is a conversation. Paul Caron of CapitalRead MoreDirectors Duties And Company Law2824 Words   |  12 PagesDirectors’ Duties and Company Law Introduction A managing/ executive director is the chief day-to-day manager of the company’s affairs who is directly involved in the management of the company. A company on the other hand, is a voluntary association of person formed for doing some business and can be either public or private. Law according to (Gates 2002) is the set of rules that guides our conduct in society, is enforceable through public agencies, and obeyed because of the belief that they areRead MoreWage Variance Acceptable And Ethical Inequality2370 Words   |  10 PagesINTRODUCTION In the wakes of corporate scandals such as Enron and Lehman Brothers, executives’ compensations are being examined more than ever. Shareholders and general public want a guarantee that large executive pay packages are justified. Executive salaries have been a target for debates over the past several decades. At the heart of the discussions were the issues of fairness, equity, and market efficiency. There are some evident discrepancies between the executive compensations in the UnitedRead MoreThe Principle Of Act Utilitarianism3018 Words   |  13 Pagescauses’ (Crane and Matten, 2010, p. 104). The Resolution/Argument Using the table above to analyse the consequences of Ben-Artzi’s decision to blow the whistle under the principle of Act utilitarianism, we argue that his decision was morally wrong. Our rationale is that the decision Ben-Artzi took inflicted more pain than gain to a greater amount of people. From the table, we can see that only the SEC, Ben-Artzi and some investors benefited directly from his decision. Ben was relieved of his troubledRead MoreBusiness Ethics and the Merck Co., Inc. Case Study2745 Words   |  11 Pagesethical theory of Utilitarianism, Immanuel Kants Supreme Principal of Morality theory, and The Voice of Care, which is a contemporary challenge to dominant ethical views such as Kants and Mills. I have chosen to use only the materials covered in our classroom text and information gained as a result of classroom lectures. I will not interject my opinions but analyze the case from the perspective of the authors of the theories. 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The ethical approaches of purpose, principle and consequence are integral components of business social performance; itemizing these contributions finds one incorporating the interests of ethics and morality within the corporate structure, essential concepts that are often absent from a managerial standpointRead MoreComparative Annual Report7272 Words   |  30 PagesMalaysia require business entities to submit annual report. Annual reports are intend ed to give shareholders and other interested people information about the company’s activities and financial performance. It is general documents that give shareholders an idea of the condition of the company as a whole. The Securities Commission makes public companies disclose certain information to the shareholders of the company. It will create a standardized method that investors can use to evaluate the potentialRead MoreGucci Group Code of Business Practices6292 Words   |  26 PagesGROUP CODE OF BUSINESS PRACTICES 1 Contents 1 Introduction from Robert B Polet, President and C.E.O. of Gucci Group 2 Business Ethics in Practice Shared principles Shared responsibilities 3 Group Commitments Rules of Conduct Colleagues and Employees Customers and Consumers Shareholders Business Partners Environment and the Communities 4 Implementation and Follow-up 5 Applying the Code of Business Practices 6 Contacts 3 4 6 7 9 10 12 15 16 17 18 GUCCI GROUP CODE OF BUSINESS PRACTICES 2 GucciRead MoreImplementation Of Different Methods Of Business Ethics3162 Words   |  13 Pagespaper, I have discussed the views of different philosophers. then the causes of un ethical behaviour within an organization and some appropriate solution to cope up with the challenges. Findings – The paper finds that on one side the corporation shareholders are conscious of the importance and impact of their ethical behavior to the corporation’s behavior. Results also show that corporation’s stake holders are aware of the impact, ethical behavior, long term existence, growth, and development of the

Adoption Factors Of Residential Solar Energy - 2937 Words

Adoption Factors of Residential Solar Energy Group 2: John Karlovic Matt Peleti Henish Savaliya Khushinder Randhawa Introduction As world population continues to rise and economic development drives energy consumption upward, the necessity of energy diversification will intensify. Obvious concerns for fossil fuels, such as their inherent finitude and the pollution costs, only further accentuate the need for adoption of non-fossil fuel energy sources. In the renewable energy market solar energy is an increasingly popular option. Over the past 15 years, falling prices and increasing efficiency have resulted in a 20% increase in solar energy production; furthermore, as the Sun provides enough radiant energy to Earth each day to power society for year, the potential for solar development is markedly high but requires substantial development (National Geographic 2014). Solar energy production often takes two general forms: for residential power production, the photo-voltaic cell panel (hereafter PV) is the dominant mode; for commercial production, solar energy is converted to thermal energy and harness ed via turbine. Regardless of implementation, the primary obstacles of solar energy adoption are geographic space and high costs; otherwise, solar energy is a remarkably adaptable technology that can be deployed nearly worldwide despite differences in climate (National Geographic 2014). For the purposes of this research report, the focus will revolve around PVShow MoreRelatedThe Evaluations Of Advantages And Disadvantages Of Solar System953 Words   |  4 Pagesevaluations of advantages and disadvantages of solar system While the majority of the world power supply by fossil fuels, such as oil, coal and natural gas, these traditional energy now are facing a number of challenges including the pollutions, rising prices and the limitation of fuel supplies. As a result of these challenges, the alternative renewable power source has been chosen. The reason why solar power becomes a trendy source is that the solar power not only renewable but also has technologyRead MoreTesla And Solarcity Merger : Integrated Sustainable Energy Essay2143 Words   |  9 Pages Tesla SolarCity Merger Integrated Sustainable Energy James Garcia Eastern Florida State College Abstract This paper explores the merger of Tesla and SolarCity. Tesla is the most successful electric car company and has won multiple awards for its’s product offerings. SolarCity is the largest residential and commercial solar installer in the United States. Tesla is a successful car company but is still plagued with financial concerns due to its upcoming mass market car, the ModelRead MoreA Research Study On Water Heating1374 Words   |  6 PagesWater heating accounts for (20-30%) share out of total residential electricity consumption in urban areas. 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A smarter electric grid can engage renewable resources at scale, enable the market for electric transportation and usher in a new age of sustainability. An objective of the Smart Grid is to provide technology and systems (integrated into appliances and consumer devices used in everyday activities) that will allow consumers to automatically manage their energy use and costs. Certainly one of the

Unfair Contracts And The Consumer Law

Question: Discuss about the Unfair Contracts And The Consumer Law. Answrer: Introduction: The Treasury Legislation Amendment (Small Business and Unfair Contract Terms) Act 2015 will take effect from 12th November 2016 and this law make number of important changes to the ACL. The purpose of this Act is to extend the scope of provisions related to consumer protection to small businesses. Provisions of this law are previously applicable to individual consumers only. In this paper we answer the following questions: Whatis unfair contract term under the new lawandwhenwillit apply? What is the legal effect if a court decides a contract term is unfair? Explain the doctrine of freedom of contract and conflict between unfair contract terms and this doctrine? Explain the relationship between legislation and common law and which prevails? At last, we conclude the essay with brief conclusion. Unfair contract terms: Meaning and applicability of unfair contract terms: In Australia, government introduced new legislation which deals with terms of unfair contract and covers small businesses. This new law is applicable from 12th November 2016, and the main purpose of this legislation is to extend the scope of Australian consumer Law. Any kind of unfair term will be void in standard form of contracts of small businesses which entered, varied or renewed after 12th November 2016. The law was amended and now also applicable on unfair contract entered in small businesses[1]. This law is applicable on standard form of contracts which are entered, varied or renewed after 12/09/ 2016 in following type of contracts: Any contract for supply of goods or services, for sale or for grant of an interest in land. In contract it is necessary that one party of the contract must conduct small business. It is necessary that upfront price of the contract is not more than $300 000 and in case contract is entered for more than 1 month than $ 1 million. In case, terms of the standard form contract is changed on or after 12th November 2016, then this law is applicable only on varied terms of the contract not on complete contract. In standard form of contract only one party of the contract prepared the contract and second party of the contract does not receive any opportunity to prepare the contract or varied the terms of the contract and such contract is offered on take it or leave it basis[2]. Following are the examples of unfair terms that are set out by law, and these unfair terms include: Any term through which one party can limit or avoid their obligations under the contract, but other party cannot avoid or limit their obligation. Any term which impose penalty on one party in case of breach or termination of contract, but does not impose any penalty on other party for same reason. Any term which enable one party to change the provisions of the contract, but this opportunity is not available to the other party. There are some contracts and terms also which are not considered unfair under this new legislation: Following are the excluded contracts: Those contracts which are entered before 12th November 2016, unless those contracts are renewed on or after this date. Companys constitution, investment schemes which are managed. Types of insurance contracts. Contracts which are exempted by the minister. Following are the Excluded terms: Provision of contract that states the subject matter of the contract and those terms which state upfront price payable. Those terms which are allowed by the commonwealth law. Legal effect of unfair contract term: Term is unfair or not can only be decided by the court or tribunal (not ACCC), and any term which state upfront price payable of the contract are not fall in unfair terms ambit. Those terms are void which are find by court and tribunal unfair I the contract. Any unfair term is not binding on the parties to the contract, but remaining contract is binding on the parties to the extent contract can operate without that unfair term[3]. Court consider following factors in determining whether or not provisions of contract are unfair: Court considers the complete contract. Whether term is transparent or not. If terms of standard form of contract is not transparent then it will create fluctuations in the rights and liabilities of parties to the contract. On the basis of following factors court consider the transparency of any term: Whether term is expressed in simple language or not. Whether term is presented in clear form Whether term is legible. Only court has discretion to decide whether term is transparent or not[4]. Doctrine of freedom of contract: Law always respects the doctrine of freedom of contract, and this doctrine allows the parties to choose those terms and conditions which regulate the relationship of the parties. These doctrines states that parties to the contract have right to legally bind them, and it is concept which is judicial in nature. Provisions of the contract are choosing on mutual agreement and free choice. Therefore, such contracts are not get affected by any external factors such as government restrictions. This doctrine supports the concept that individuals are able to create their relations through private agreements. The doctrine of freedom of contract states two concepts which are connected closely but also has different traits, and following are the concepts: These types of contracts are based on the mutual agreement of the parties. The contract is created on the free choice of the parties, and they are not affected by the external contracts such as government restrictions[5]. There are number of problems which are derived from the concept of this doctrine that states that all the terms in the contract are result of choice of the parties to choose the terms of the contract. Unfortunately, in these types of contract the bargaining power is not even, and one party state the terms of its choice and other party is forced to accept those terms. The term freedom of contract is not real in case when parties to the contract have uneven power of bargain[6]. There are number of small firms which are professional and even these firms are also not operate in those competitive markets where contracts are formed on the basis of accept it or leave it[7]. Traditional contract theory is based on assumption that people have freedom of contract. It is on the discretion of people to structure the terms of contract. In case person chooses poor terms then it is his choice and he has to face consequences of that choice. There is no relief for poor choice, and we can understand this with the help of case law that is Jessel MR in Printing and Numerical Registering Co v Sampson[8][9]. Relation between Common Law and unfair terms law: In Australia, unfair contract terms provide a concise, timely and comprehensive overview of the new legislation Unfair Contract Terms Law in both the Acts that is Australian Consumer Law and the Australian Securities and Investments Commission Act 2001. Court can consider whether terms in the contract are fair or not, and this is the major departure from the pre existed law which is related to non statutory doctrine of unconscionability and also with the statutory provisions related to unconscionability[10]. The major weakness of existing law is the intention behind the existing law is different but application of these laws in substantive cases and may be cause some unfairness. Therefore, in this context we can say it is totally the discretion of the court whether they consider the term unfair, and which law prevail common law or unfair contract terms. Conclusion: In this report, we discuss the new legislation issued by the Australian government on 12th November 2016 and named as unfair contract terms. In this we first discus the applicability of unfair contract terms and these contracts are applicable on standard form of contract in small business. This act extends the scope of ACL. Next we state that any term which is unfair in the contract is void, but remaining contract is valid between parties. We state the freedom of contract doctrine and the conflict between this doctrine and unfair contract term, and in last a brief section on relationship between common law and unfair contract terms. References Australian Competition Consumer Commission 2016, Unfair contract terms, Australian Competition Consumer Commission, retrieved 9 September 2016 https://www.accc.gov.au/business/business-rights-protections/unfair-contract-terms. Australian Consumer Law 2016, Unfair contract terms, Australian Consumer Law, retrieved 9 September 2016 https://www.accc.gov.au/system/files/Unfair%20contract%20terms%20-%20A%20guide%20for%20businesses%20and%20legal%20practitioners.pdf. Bant, E, Statute And Common Law: Interaction And Influence In Light Of The Principle Of Coherence,University of New South Wales Law Journal, vol. 13 Carter Newell Lawyers 2016, Small business unfair contract laws commence, Carter Newell Lawyers, retrieved 9 September 2016 https://www.carternewell.com/page/Publications/2016/Small_business_unfair_contract_laws_commence_on_12_November_2016/. Consult Australia 2012, Australian Contract Law, Consult Australia, retrieved 9 September 2016 https://www.consultaustralia.com.au/docs/default-source/contracts-liability/Consult_Australia_Response_to_AGD_Discussion_Paper_on_Contract_Law_-_July_2012.pdf?sfvrsn=0. Gray, A 2009, Unfair Contracts And The Consumer Law Bill, Queensland University of Technology Law and Justice Journal, vol. 9, no.2, pp. 155-175. Hibbert, B 2016 New Unfair Contract Law Starts, 12 November, retrieved 9 September 2016 https://www.wisewoulds.com.au/publications/new-unfair-contract-law-starts-12-november-2016. Law Teacher 2016, The Doctrine Of Freedom Of Contract, Law Teacher, retrieved 9 September 2016 ttp://www.lawteacher.net/free-law-essays/contract-law/the-doctrine-of-freedom-of-contract.php. Paterson, J 2009, The Australian Unfair Contract Terms Law: The Rise Of Substantive Unfairness As A Ground For Review Of Standard Form Consumer Contracts, Melbourne University Law review, vol. 33, no. 3, pp. 934-956. Sims, A 2013, Unfair Contract Terms: A New Dawn In Australia And New Zealand, Monash University law Review, vol. 39, no. 3, pp. 739-775. Hibbert, B 2016 New Unfair Contract Law Starts, 12 November, retrieved 9 September 2016 https://www.wisewoulds.com.au/publications/new-unfair-contract-law-starts-12-november-2016. Australian Competition Consumer Commission 2016, Unfair contract terms, Australian Competition Consumer Commission, retrieved 9 September 2016 https://www.accc.gov.au/business/business-rights-protections/unfair-contract-terms. Carter Newell Lawyers 2016, Small business unfair contract laws commence, Carter Newell Lawyers, retrieved 9 September 2016 https://www.carternewell.com/page/Publications/2016/Small_business_unfair_contract_laws_commence_on_12_November_2016/.

Near Field Communication

Question: Discuss about theNear Field Communication. Answer: Introduction Near Field Communication (NFC) is the next big thing in the domain of digital identification. It is an updated standard for proximity card standards. The defining feature of this technology is short-range identification that has the potential to provide uncompromised security to the users. It has the potential to revolutionize payment methods in various domains and can change the scenario of how business is done. It has great application in the field of communication. To ensure that the technology reaches its potential addressing the security issues needs to be a priority. Proximity Cards are utilized for identification purposes. In near field communication (NFC) the technology of smartcard interface as well as its reader is amalgamated into a new device. NFC is a significant upgrade of the proximity card standards that are already prevalent. The most important functions it can serve are sharing information across digital devices, wireless payments of bills and as e-tickets for public transportation. The NFC technology is unique in itself in comparison to other wireless devises used for such purposes. Moreover, its potential uses are much more farfetched. The ultimate application of both Bluetooth and NFC are almost identical i.e. to transfer data wirelessly. However, NFC can transfer data over small distances, around 10cm or so, whereas Bluetooth is designed to transfer data over much longer distances. NFC technologies are effective in regions were a lot of devices are present for example in crowded areas. The mechanisms that are utilized in RFID and NFC are very similar. Both of the technologies utilize Radiomagnetic Waves as signals for the purpose of identification. NFC can transfer information both ways in contrast to RFID. NFC is a much newer technology that has specific applications where other wireless communications standards are impractical to utilize. NFC is based on the theory of inductive coupling that enables a device to transfer energy from one magnetic circuit to another. Magnetic coils are present which are also known as antenna coils. Between the two antenna coils, one needs to be active and the other passive. The active coil is supplied with an energy source. The passive antenna is activated by radio waves and subsequently information from the tag can be extracted. The NFC Data Exchange Format (NDEF) is a message format that is utilized to exchange information between two NFC definitions or to store information on a NFC Tag. NDEF message is a binary message format than can be understood and accessed by any other NDEF compatible device. The information or application-defined payloads can be combined into a single message construct and classified on the basis of type, length and optional identifier. Adhering to the basic language format of the NFC data is necessary for universal reading of the same by the devices. A common language ensures organization and comprehendible arrangement of data. The NDEF is aimed to transfer payrolls or data of high-level applications over the NFC radio interface, and at the same time retain the air interface data format of the payrolls. One record is the minimum message length for such formats. The beginning and the end of the messages are marked with MB or Message Begin flag set and ME or Message End flag set respectively. This lets the reading device to identify the starting and ending point of a message and influences the reading outcomes of the message. Index numbers are not included in the NFC NDEF records; instead it is implied by the record order. This ensures effective use of the data capability. Sequence of records comprises a NDEF message through which payrolls are transferred it consists of two distinct parts. The NFC technology poses several security issues that needs to be addressed. Some of the risk factors and possible solutions are addressed which includes some of the security breach procedures of NFC: Compared to other wireless communications, NFC functions within short ranges, which can reduce certain security issues. However, complete NFC security is not yet ensured and the responsible issues must be addressed. Although, it is hard but not impossible to perform a man-inmiddle security attack in the NFC. A use of active-passive communication mode reduced the potential risks manifold. It allows the user to detect any third-party intervention in the interface. NFC technology is basically an evolved form of RFID. It allows identification over very short distance by a series of contactless identification and interconnections that includes sensing radio frequencies. Information can be sensed and exchange when two devices equipped with NFC technology are brought close to each other. Identification and information exchange is much simplified in such procedures. Identification utilizing long-range technologies that require elaborate and tedious set-ups can be avoided. NFC has limited use presently but has immense potential to change the communication scenario in the future. The NFC technology has promising prospects to be utilized in the future and change the way short distance identification is perceived. The technology can revolutionize the communication standards in digital media. Some of its potential applications are discussed The ability of NFC to combine mobile devices with efficient payment wallet (s) can have widespread application in todays digital market. The simple user interface adds to its potential long-term application. The potential applications will encourage consumers to pay for the convenience. NFC can have longstanding applications in various fields including bankcards, transit passes, and movie tickets and even as keys. The freedom of manipulation of the technology through software development ensures broad range of industrial uses. The highlighting factor of NFC is its flexibility and effectiveness that will lure customers and merchants at the same time. NFC technology promises to provide time efficiency in various scenarios like checkouts, ticket booking, and all sorts of payments and eventually can replace existence of physical wallet. It also has the potential to replace credit cards, social security cards, birth certificates, licenses and even passports. Technologies that provide virtual payment methods and personal identification are always prone to security breaches. With adequate amount of knowledge, information and time, any security can be breached. The issues of hacking into the system can disclose personal information of individuals and lead to money laundering. If such issues are efficiently addresses by adequate software and hardware development of the NFC technology, it can offer a lot in the future years in terms of personal identification and payment methods. Once the security issues are addressed, it can revolutionize the way business is done worldwide. It can benefit the merchants, businesspersons as well as financial institutes.